One of the most common questions I get as a Winnipeg Realtor is:

“Should I rent or buy right now?”

In 2025, this question is more relevant than ever. Winnipeg’s real estate market remains one of the most affordable in Canada, and with interest rates now sitting at around 4% (variable), many buyers are once again considering homeownership as a smart long-term move. Whether you’re a first-time home buyer, investor, or renter evaluating your next step, this guide breaks down the real costs and benefits of both options in Winnipeg this year.

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